Loan Agreement Review

Instant, expert-designed contract reviews for just £99

A loan agreement sets out the terms on which money is lent from one party to another. Whether it is a director's loan, a loan between family members, an investor loan to a start-up, or a commercial lending arrangement, the terms need to be clear to protect both the lender and the borrower.

Ambiguous or missing terms can lead to disputes about repayment, interest, security, and what happens in the event of default. Many informal loans fail to document the key terms at all, which can make enforcement extremely difficult.

QuickLegalCheck reviews your loan agreement for just £99, highlighting key risks, missing provisions, and potential improvements — delivered in plain English within minutes.

How Our Loan Agreement Review Works

Our process is designed to give you fast, clear answers without the cost and delay of a traditional solicitor.

1. Upload

Upload your contract in Word or PDF format

2. Review

Our AI system, built by contract specialists, analyses the document in detail

3. Report

You receive a plain-English report identifying risks, missing clauses, and recommendations

Key Terms to Look For

Loan Amount and Purpose

Should state the principal sum and any restrictions on how it can be used.

Interest Rate

Whether interest is fixed or variable, how it is calculated, and when it is payable.

Repayment Schedule

The timeline for repayment, including instalments, lump sum, or on-demand arrangements.

Security and Guarantees

Whether the loan is secured against assets and any personal guarantees required.

Events of Default

What constitutes a default and what remedies the lender has.

Prepayment

Whether the borrower can repay early and any penalties for doing so.

Representations and Warranties

Statements made by the borrower about their financial position and ability to repay.

Governing Law

Which jurisdiction's laws govern the agreement.

Best Practice

For lenders, ensure security provisions are adequate, default triggers are clearly defined, and enforcement mechanisms are robust.

For borrowers, check that repayment terms are manageable, interest rates are fair, and there are no hidden penalties or accelerated repayment triggers.

Why Use QuickLegalCheck?

Traditional solicitor reviews are thorough but often expensive and slow. A solicitor may charge £500 to £1,500 plus VAT for a detailed review, and turnaround times can be several days or even weeks.

QuickLegalCheck offers an alternative that is both faster and more affordable, without sacrificing clarity. Our £99 instant contract review gives you a written report in plain English, focusing on the key issues, risks, and practical improvements. The process is confidential, secure, and entirely online.

Ready to Review Your Contract?

Upload your loan agreement and get a clear, detailed review within minutes — for just £99.

Upload Your Contract